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Legal Agreement

Terms of Service

This agreement governs your use of Clearline Markets platform and services.

Effective Date January 24, 2026
Last Updated January 24, 2026
Version 2.0
Regulatory Status FSCA FSP License Pending

Table of Contents

  • 1. Definitions
  • 2. Acceptance of Terms
  • 3. Eligibility Requirements
  • 4. Account Registration & Security
  • 5. Identity Verification (KYC)
  • 6. Platform Services
  • 7. Prop Firm Program
  • 8. Quant Studio
  • 9. Fees & Payments
  • 10. Prohibited Activities
  • 11. Intellectual Property
  • 12. Data & Privacy
  • 13. Risk Acknowledgment
  • 14. Limitation of Liability
  • 15. Indemnification
  • 16. Termination
  • 17. Dispute Resolution
  • 18. Modifications to Terms
  • 19. Governing Law
  • 20. Contact Information

IMPORTANT: Please read these Terms of Service carefully before using Clearline Markets. By accessing or using our services, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not agree, you must not access or use our services.

REGULATORY NOTICE: Clearline Markets is in the process of obtaining authorization as a Financial Services Provider (FSP) from the Financial Sector Conduct Authority (FSCA) of South Africa. Until such authorization is granted, certain financial services may be limited. We are committed to full compliance with the Financial Advisory and Intermediary Services Act (FAIS) and all applicable FSCA regulations. This notice will be updated upon receipt of our FSP license.

1 Definitions

The following terms shall have the meanings set forth below when used in this Agreement:

"Agreement" These Terms of Service, including all documents incorporated by reference, as amended from time to time.
"Clearline Markets," "we," "us," "our" Clearline Markets and its affiliates, subsidiaries, officers, directors, employees, and agents.
"User," "you," "your" Any individual or entity that accesses or uses our Platform or Services.
"Platform" The Clearline Markets website, applications, APIs, and all related technology infrastructure.
"Services" All products, features, and services offered through the Platform, including the Prop Firm program and Quant Studio.
"Account" Your registered user account on the Platform, including all associated credentials and settings.
"Funded Account" A trading account provided to qualified traders under the Prop Firm program with real capital allocation.
"Evaluation" The assessment process traders must complete to qualify for a Funded Account.
"KYC" Know Your Customer identity verification procedures required for platform access.
"Content" All text, data, information, software, graphics, and other materials available on or through the Platform.
"FSCA" The Financial Sector Conduct Authority of South Africa, the regulatory body responsible for market conduct regulation of financial institutions.
"FSP" Financial Services Provider, a license issued by the FSCA under the Financial Advisory and Intermediary Services Act (FAIS).
"FAIS" The Financial Advisory and Intermediary Services Act, 2002 (Act No. 37 of 2002) of South Africa.
"FICA" The Financial Intelligence Centre Act, 2001 (Act No. 38 of 2001) of South Africa, governing anti-money laundering requirements.

2 Acceptance of Terms

2.1 Binding Agreement

By accessing or using Clearline Markets services, creating an account, or clicking "I Accept" or similar affirmation, you enter into a legally binding agreement with Clearline Markets. This Agreement constitutes the entire agreement between you and Clearline Markets regarding your use of the Services.

2.2 Additional Terms

Certain Services may be subject to additional terms, conditions, or agreements ("Additional Terms"). When Additional Terms apply, they will be made available to you and will become part of this Agreement. In the event of a conflict between these Terms and any Additional Terms, the Additional Terms shall control with respect to the applicable Service.

2.3 Capacity to Contract

By accepting these Terms, you represent and warrant that you have the legal capacity to enter into this Agreement and that you are not prohibited from receiving services under the laws of any applicable jurisdiction.

Note: If you are accepting these Terms on behalf of a company or other legal entity, you represent that you have the authority to bind such entity to this Agreement, in which case "you" and "your" shall refer to such entity.

3 Eligibility Requirements

3.1 Age Requirement

You must be at least eighteen (18) years of age to use our Services. By using our Services, you represent and warrant that you meet this age requirement. In jurisdictions where the age of majority is higher than 18, you must meet the age of majority requirement.

3.2 Legal Capacity

You must have the legal capacity to enter into contracts under the laws of your jurisdiction of residence. You may not use our Services if you are legally incompetent or have been declared legally incapacitated.

3.3 Geographic Restrictions

Our Services are not available to residents of countries or regions subject to comprehensive sanctions programs, including but not limited to:

  • Countries subject to OFAC (U.S. Office of Foreign Assets Control) sanctions
  • Countries subject to EU sanctions programs
  • Countries subject to UN Security Council sanctions
  • Any jurisdiction where our Services would be prohibited by local law

Geographic eligibility is verified during the KYC process. We reserve the right to restrict access from additional jurisdictions at our sole discretion.

3.4 Professional Requirements

Certain Services may have additional eligibility requirements, including but not limited to trading experience, financial qualifications, or professional certifications. These requirements will be disclosed during the application process for the relevant Service.

3.5 Single Account Policy

Each individual may maintain only one Account. Creating multiple accounts is strictly prohibited and will result in termination of all associated accounts. This policy is enforced through identity verification and monitoring systems.

4 Account Registration & Security

4.1 Account Creation

To access most features of our Platform, you must create an Account. When creating your Account, you agree to:

  • Provide accurate, current, and complete information during registration
  • Maintain and promptly update your information to keep it accurate and complete
  • Maintain the security and confidentiality of your login credentials
  • Accept responsibility for all activities that occur under your Account
  • Notify us immediately of any unauthorized use or security breach

4.2 Account Security

You are solely responsible for maintaining the security of your Account credentials, including your password and any two-factor authentication methods. You agree to:

  • Use a strong, unique password that you do not use for other services
  • Enable two-factor authentication when available
  • Never share your login credentials with any third party
  • Log out of your Account when using shared or public devices
  • Monitor your Account for any unauthorized activity

4.3 Account Compromise

If you believe your Account has been compromised, you must immediately:

  1. Change your password
  2. Review and revoke any unauthorized API keys or access tokens
  3. Contact our support team to report the incident
  4. Review your Account for any unauthorized transactions or changes

Clearline Markets is not liable for any losses resulting from unauthorized access to your Account due to your failure to maintain adequate security.

4.4 Account Verification

We may require additional verification of your Account at any time. Failure to provide requested verification information may result in suspension or termination of your Account.

5 Identity Verification (KYC)

5.1 KYC Requirement

Identity verification is mandatory before accessing trading features on our Platform. This requirement exists to:

  • Comply with the Financial Intelligence Centre Act (FICA) and applicable anti-money laundering (AML) regulations
  • Meet FSCA requirements for customer due diligence
  • Prevent fraud and protect platform integrity
  • Verify user eligibility and enforce geographic restrictions
  • Maintain a secure trading environment for all users

5.2 Verification Process

The KYC verification process includes, but is not limited to:

  • Government ID Verification: Submission of a valid, government-issued identification document (passport, driver's license, or national ID card)
  • Liveness Check: A real-time video or photo verification to confirm your identity
  • Address Verification: Proof of residential address through utility bills, bank statements, or official correspondence
  • Sanctions Screening: Automated checks against global sanctions lists and politically exposed persons (PEP) databases

5.3 Document Requirements

All documents submitted must be:

  • Valid and not expired at the time of submission
  • Clearly legible with all corners visible
  • Original documents (screenshots and photocopies are not accepted)
  • In color (black and white copies are not accepted)
  • Unaltered and free from modifications

5.4 Verification Timeline

Most verifications are processed automatically within minutes. However, some cases may require manual review, which can take 24-48 hours. We will notify you of your verification status via email.

5.5 Verification Failure

If your verification is rejected, you will receive notification of the reason. Common reasons include:

  • Blurry or unreadable documents
  • Expired identification documents
  • Name mismatches between documents
  • Failed liveness check
  • Geographic ineligibility
  • Sanctions list matches

In most cases, you may resubmit corrected documents. However, certain rejection reasons (such as sanctions matches) may result in permanent denial of service.

5.6 Ongoing Verification

We may request additional verification at any time, including periodic re-verification of your identity. Failure to complete requested verification may result in account restrictions or termination.

6 Platform Services

6.1 Service Description

Clearline Markets provides a technology platform that offers:

  • Prop Firm Program: Funded trading accounts for qualified traders
  • Quant Studio: Algorithmic trading development and backtesting environment
  • Market Data: Real-time and historical market data feeds
  • Trading Infrastructure: Order execution and portfolio management tools

6.2 Service Availability

We strive to maintain continuous availability of our Services, but we do not guarantee uninterrupted access. Services may be unavailable due to:

  • Scheduled maintenance (with advance notice when possible)
  • Emergency maintenance or security updates
  • Third-party service provider outages
  • Force majeure events
  • Market closures or trading halts

6.3 Service Modifications

We reserve the right to modify, suspend, or discontinue any Service at any time, with or without notice. We are not liable to you or any third party for any modification, suspension, or discontinuation of Services.

6.4 Third-Party Services

Our Platform may integrate with or provide access to third-party services, including but not limited to payment processors, data providers, and trading venues. Your use of third-party services is subject to their respective terms and policies.

6.5 Regulatory Compliance

Clearline Markets is committed to operating in full compliance with FSCA regulations. Please note:

  • Our FSP license application is currently pending with the FSCA
  • Certain financial services may be limited until authorization is granted
  • We operate in accordance with the principles of the FAIS Act and Treating Customers Fairly (TCF) framework
  • Upon receipt of our FSP license, full regulated services will be available
  • We maintain appropriate professional indemnity insurance as required

7 Prop Firm Program

7.1 Program Overview

The Clearline Markets Prop Firm program provides qualified traders with access to funded trading accounts. The program consists of an evaluation phase followed by funded trading for successful candidates.

7.2 Evaluation Process

To qualify for a Funded Account, traders must complete an evaluation that demonstrates:

  • Consistent profitability within defined parameters
  • Adherence to risk management rules
  • Compliance with trading guidelines
  • Professional trading conduct

Specific evaluation criteria, profit targets, and timeframes are disclosed at the start of each evaluation.

7.3 Risk Management Rules

All accounts are subject to strict risk management parameters, including:

  • Daily Loss Limit: Maximum permitted loss in a single trading day
  • Maximum Drawdown: Total account drawdown threshold from peak equity
  • Position Limits: Maximum position size and concentration limits
  • Overnight Exposure: Restrictions on holding positions outside market hours

Warning: Breach of risk management rules may result in immediate account suspension or termination, forfeiture of profits, and disqualification from the program. Rules are strictly enforced without exception.

7.4 Profit Sharing

Funded traders are entitled to a percentage of net trading profits generated on their Funded Account. The profit split percentage is determined by account tier and performance history. Specific terms are detailed in the Trader Agreement provided upon funding.

7.5 Withdrawals

Profit withdrawals are subject to:

  • Minimum withdrawal thresholds
  • Withdrawal request processing periods
  • Verification requirements
  • Applicable tax withholding obligations

7.6 Account Scaling

Traders who demonstrate consistent performance may be eligible for account scaling, subject to program rules and availability. Scaling decisions are made at Clearline Markets' sole discretion.

7.7 Program Rules

Participation in the Prop Firm program is subject to program-specific rules and guidelines, which are incorporated into this Agreement by reference. Violation of program rules may result in:

  • Loss of accumulated profits
  • Account termination
  • Permanent disqualification from the program
  • Forfeiture of any fees paid

8 Quant Studio

8.1 Service Description

Quant Studio is our algorithmic trading development environment, providing:

  • Browser-based code editor for strategy development
  • Real-time and historical market data access
  • Deterministic backtesting with recorded market replay
  • Strategy testing and validation environment
  • Live trading deployment capabilities
  • API access for automated systems

8.2 Strategy Ownership

You retain ownership of trading strategies and algorithms you develop using Quant Studio. However, you grant Clearline Markets a non-exclusive license to:

  • Execute your strategies on our infrastructure
  • Process and store your strategy code for service provision
  • Generate aggregated, anonymized performance statistics

We will not share, sell, or disclose your proprietary strategies to third parties without your consent.

8.3 Market Data Usage

Market data provided through Quant Studio is licensed for personal, non-commercial use within our Platform only. You may not:

  • Redistribute or resell market data
  • Use data for purposes outside our Platform
  • Create derivative data products for external distribution
  • Circumvent data access controls or rate limits

8.4 API Usage

API access is subject to rate limits and fair use policies. Excessive API usage that impacts platform performance may result in temporary or permanent restrictions on your API access.

8.5 Live Trading

Deployment of strategies to live trading requires:

  • Completed KYC verification
  • A funded trading account
  • Acceptance of applicable risk disclosures
  • Compliance with all platform rules

9 Fees & Payments

9.1 Fee Structure

Fees for our Services may include:

  • Evaluation fees for Prop Firm challenges
  • Subscription fees for platform access
  • Data fees for premium market data
  • Transaction fees for certain operations

Current fee schedules are available on our website and during the applicable sign-up or purchase process.

9.2 Payment Methods

We accept payments through approved payment methods, including credit cards, debit cards, and other electronic payment methods. All payments are processed through secure, PCI-compliant payment processors.

9.3 Billing

Recurring fees are billed in advance on your billing date. You authorize us to charge your payment method for all fees incurred. You are responsible for keeping your payment information current.

9.4 Refund Policy

Refund eligibility depends on the specific Service:

  • Evaluation Fees: Non-refundable once evaluation begins. Refunds may be available before first trade execution, subject to processing fees.
  • Subscription Fees: Prorated refunds may be available for annual subscriptions cancelled within 14 days.
  • Data Fees: Non-refundable once data access is provided.

Refund requests should be submitted through our support channels.

9.5 Taxes

You are responsible for all applicable taxes, including sales tax, VAT, and income tax on profits. We may be required to withhold taxes in certain jurisdictions.

9.6 Fee Changes

We may change our fees at any time with 30 days' notice. Continued use of Services after fee changes constitutes acceptance of the new fees.

10 Prohibited Activities

You agree not to engage in any of the following prohibited activities:

10.1 Account Violations

  • Providing false, inaccurate, or misleading information during registration or KYC
  • Creating or maintaining multiple accounts
  • Sharing, selling, or transferring your account access to others
  • Using another person's account without authorization
  • Impersonating any person or entity

10.2 Trading Violations

  • Market manipulation, including spoofing, layering, or wash trading
  • Front-running or trading on material non-public information
  • Coordinated trading schemes designed to game platform rules
  • Exploiting system errors, bugs, or latency for unfair advantage
  • Circumventing risk controls, position limits, or trading restrictions
  • Using prohibited trading strategies as defined in program rules

10.3 Technical Violations

  • Attempting to access systems, data, or accounts without authorization
  • Introducing viruses, malware, or other harmful code
  • Interfering with the proper functioning of the Platform
  • Reverse engineering, decompiling, or disassembling our software
  • Scraping, harvesting, or collecting data through automated means
  • Circumventing security measures or access controls

10.4 Legal Violations

  • Violating any applicable laws, regulations, or rules
  • Using Services for money laundering or terrorist financing
  • Engaging in fraudulent or deceptive practices
  • Infringing on intellectual property rights
  • Harassing, threatening, or abusing other users or staff

Consequences: Violation of these prohibitions may result in immediate account termination, forfeiture of funds, legal action, and reporting to appropriate authorities.

11 Intellectual Property

11.1 Our Intellectual Property

All content, features, and functionality of the Platform, including but not limited to text, graphics, logos, icons, images, audio clips, software, and compilation thereof, are the exclusive property of Clearline Markets or our licensors and are protected by copyright, trademark, and other intellectual property laws.

11.2 Trademarks

"Clearline Markets," our logos, and other marks are trademarks of Clearline Markets. You may not use our trademarks without prior written permission.

11.3 Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Platform for its intended purposes. This license does not include:

  • The right to copy, modify, or distribute our Content
  • The right to use our Platform for commercial purposes beyond trading
  • The right to sublicense access to others
  • Any ownership interest in our intellectual property

11.4 User Content

You retain ownership of content you create, but grant us a license to use, store, and display such content as necessary to provide our Services.

11.5 Feedback

If you provide suggestions, ideas, or feedback about our Services, you grant us the right to use such feedback without restriction or compensation.

12 Data & Privacy

12.1 Privacy Policy

Our collection, use, and protection of your personal data is governed by our Privacy Policy, which is incorporated into this Agreement by reference.

12.2 Data Collection

We collect and process data necessary for:

  • Account creation and management
  • Identity verification and compliance
  • Service provision and improvement
  • Communication and support
  • Legal and regulatory compliance

12.3 Data Security

We implement industry-standard security measures to protect your data, including:

  • Encryption of data in transit (TLS 1.3) and at rest (AES-256)
  • Secure authentication mechanisms
  • Regular security audits and penetration testing
  • Access controls and monitoring

12.4 Data Retention

We retain your data for as long as necessary to provide Services and comply with legal obligations. You may request deletion of certain data as described in our Privacy Policy.

12.5 Third-Party Sharing

We may share your data with third parties as described in our Privacy Policy, including service providers, regulatory authorities, and as required by law.

13 Risk Acknowledgment

IMPORTANT RISK WARNING: Trading financial instruments involves substantial risk of loss and is not suitable for all investors. You should carefully consider your investment objectives, experience level, and risk tolerance before using our Services.

13.1 Trading Risks

By using our Services, you acknowledge and accept the following risks:

  • Market Risk: Prices can move rapidly against your position, resulting in significant losses
  • Leverage Risk: Leverage magnifies both gains and losses
  • Liquidity Risk: You may not be able to exit positions at desired prices
  • Technology Risk: System failures or delays may result in order execution issues
  • Regulatory Risk: Regulatory changes may affect trading conditions

13.2 No Guarantees

We do not guarantee any specific results from using our Services. Past performance is not indicative of future results. Any examples, simulations, or hypothetical performance shown are for illustrative purposes only.

13.3 Not Financial Advice

Nothing in our Services constitutes financial, investment, legal, or tax advice. In accordance with FAIS requirements, we do not provide personalized financial advice. You should consult a qualified, FSCA-authorized financial advisor before making investment decisions.

13.4 FSCA Risk Warning

In compliance with FSCA guidelines, we emphasize that:

  • Derivative products (CFDs) are complex instruments and come with a high risk of losing money rapidly due to leverage
  • You should consider whether you understand how these products work and whether you can afford to take the high risk of losing your money
  • Past performance is not a reliable indicator of future performance
  • Any projections or forecasts are not guaranteed and should not be relied upon

13.5 Risk Disclosure

Please read our complete Risk Disclosure for detailed information about the risks associated with trading, as required by FSCA regulations.

14 Limitation of Liability

14.1 Disclaimer of Warranties

OUR SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

14.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, CLEARLINE MARKETS AND ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR:

  • Trading losses or lost profits
  • Indirect, incidental, special, consequential, or punitive damages
  • Loss of data, use, goodwill, or other intangible losses
  • Damages resulting from unauthorized access to your account
  • Damages resulting from third-party actions or services
  • Damages resulting from circumstances beyond our reasonable control

14.3 Cap on Liability

IN NO EVENT SHALL OUR TOTAL LIABILITY EXCEED THE GREATER OF (A) THE AMOUNT OF FEES YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) ONE HUNDRED DOLLARS ($100).

14.4 Essential Purpose

These limitations shall apply even if any remedy fails of its essential purpose and regardless of the theory of liability.

15 Indemnification

You agree to indemnify, defend, and hold harmless Clearline Markets and its affiliates, officers, directors, employees, agents, and licensors from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising out of or relating to:

  • Your use of our Services
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Your trading activities
  • Your Content or strategies
  • Any misrepresentation made by you

We reserve the right to assume exclusive defense of any matter subject to indemnification by you, at your expense.

16 Termination

16.1 Termination by You

You may terminate your Account at any time by contacting our support team. Upon termination:

  • You must close all open positions
  • Withdrawal of eligible funds will be processed per our standard procedures
  • You remain responsible for any outstanding obligations
  • Certain provisions of these Terms will survive termination

16.2 Termination by Us

We may suspend or terminate your Account immediately, without prior notice, for:

  • Violation of these Terms or program rules
  • Suspected fraudulent, abusive, or illegal activity
  • Failure to complete required verification
  • Regulatory requirements or legal obligations
  • Extended period of inactivity
  • Any other reason at our sole discretion

16.3 Effect of Termination

Upon termination:

  • Your right to access the Platform ceases immediately
  • We may retain data as required by law or for legitimate business purposes
  • Accrued rights and obligations survive termination
  • Sections relating to intellectual property, limitation of liability, indemnification, and dispute resolution survive termination

17 Dispute Resolution

17.1 Informal Resolution

Before initiating formal dispute proceedings, you agree to contact us and attempt to resolve any dispute informally. Most concerns can be resolved through our support channels.

17.2 Binding Arbitration

If informal resolution is unsuccessful, any dispute arising from or relating to these Terms or our Services shall be resolved through binding arbitration. Arbitration shall be conducted by a recognized arbitration institution under its rules.

17.3 Class Action Waiver

YOU AGREE TO RESOLVE DISPUTES WITH US ON AN INDIVIDUAL BASIS. YOU WAIVE ANY RIGHT TO PARTICIPATE IN A CLASS ACTION, CLASS ARBITRATION, OR REPRESENTATIVE ACTION.

17.4 Jury Trial Waiver

YOU WAIVE ANY RIGHT TO A JURY TRIAL IN ANY PROCEEDING ARISING FROM OR RELATING TO THESE TERMS.

17.5 Time Limitation

Any claim must be brought within one (1) year of the event giving rise to the claim, or the claim is permanently barred.

18 Modifications to Terms

18.1 Right to Modify

We reserve the right to modify these Terms at any time. Changes may be made for reasons including but not limited to:

  • Regulatory or legal requirements
  • Changes to our Services
  • Security improvements
  • Clarification of existing terms

18.2 Notice of Changes

We will notify you of material changes through:

  • Email notification to your registered address
  • Prominent notice on our Platform
  • Updates to the "Last Updated" date

18.3 Acceptance of Changes

Your continued use of our Services after changes become effective constitutes acceptance of the modified Terms. If you do not agree to the changes, you must stop using our Services and close your Account.

19 Governing Law

19.1 Applicable Law

These Terms shall be governed by and construed in accordance with the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the South African courts.

19.2 FSCA Regulatory Framework

Our Services are provided in compliance with South African financial regulations, including:

  • The Financial Advisory and Intermediary Services Act (FAIS), 2002
  • The Financial Intelligence Centre Act (FICA), 2001
  • The Financial Sector Regulation Act (FSR Act), 2017
  • FSCA Board Notices and regulatory guidance
  • The Treating Customers Fairly (TCF) framework

Upon receipt of our FSP license, we will be directly regulated by the Financial Sector Conduct Authority (FSCA).

19.3 Complaints and Disputes

If you have a complaint about our Services, you may:

  • Contact our internal complaints department first
  • Escalate unresolved complaints to the FSCA (once we are licensed)
  • Refer disputes to the appropriate ombud scheme

19.4 Severability

If any provision of these Terms is found to be unenforceable under South African law, the remaining provisions shall continue in full force and effect.

19.5 Waiver

Our failure to enforce any right or provision shall not constitute a waiver of such right or provision.

19.6 Entire Agreement

These Terms, together with any Additional Terms and our Privacy Policy, constitute the entire agreement between you and Clearline Markets.

20 Contact Information

For questions, concerns, or notices regarding these Terms of Service, please contact us:

Clearline Markets (Pty) Ltd

Republic of South Africa

FSP License: Pending

Legal Department

Email: legal@clearlinemarkets.com

Contact Form: www.clearlinemarkets.com/contact

For general support inquiries, please use our contact form or log in to your dashboard for account-specific support.

Complaints: To lodge a formal complaint, email complaints@clearlinemarkets.com. We aim to acknowledge complaints within 3 business days and resolve them within 15 business days in accordance with FSCA guidelines.

Regulatory Authority:

Financial Sector Conduct Authority (FSCA)
Website: www.fsca.co.za

Response times for legal inquiries are typically 5-10 business days.

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